Best Instant Loan App, Get Rs.500000 Directly in Bank Account : If we need instant loan then we have to go to bank. But when we need personal loan for small amount and short period then we cannot go to bank because bank provides higher loan amount.
Today in 2025, there are many Instant Loan Lene Wala Apps available from where we can get instant loan sitting at home. But along with these, some loan giving apps are also frauds which extort more money from us by giving loan. It becomes difficult to differentiate between real and fake apps.
To take an urgent loan, we have to follow a lot of precautions so that we do not face any kind of fraud. Because there are a large number of Mobile Se Loan Lene Wale Apps available on the Internet, a person has a doubt in his mind as to which app to take a loan from and where not to.
That is why in this article, we are giving the new list of Best Loan Wala App 2025 so that you can get loans through them at fast and low interest rates. Therefore, you must read this article carefully till the end.
Best Loan Lene Wala App 2025 (Instant Fast Approval Loan)
| instant loan app | Loan amount (minimum-maximum) | Interest Rate (Annual) |
|---|---|---|
| Navi Loan App (Best) | ₹10,000 to 20 lakh (paperless process) | from 9.9% to 36% |
| Paytm Personal Loan | ₹10K to 3 Lakh | 0% interest on 30-day |
| MoneyTap Loan | ₹3,000 to 500000 | 13% to 18% |
| Slice App (Fast Loan Approval) | Rs. 2 thousand to 5 lakh | 0% to 36% |
| ZapMoney Loan App | From ₹1000 to 1 Lakh | Starting from 18% |
| Stashfin Loan App (Quick & Fast Loan) | From ₹1 thousand to ₹5 lakh | 0% interest rate for 30 days |
| PaySense Personal Loan | Rs 5,000 to Rs 5 lakh | Starting from 16% p.a. |
| InCred Finance | Upto Rs 10 lakh | Better Interest Rate |
| MobiKwik Zip Loan | Up to ₹2 lakh | Check in the app |
| IndiaLends | ₹10 thousand – 25,00,000 | 10.25% p.a. |
| Up to Rs 10 lakh | Rs 500 to Rs 5 lakh | 1.5% per month |
The loan apps given in the table above are the best instant personal loan apps in India. Apart from this, we have given a list of all the instant loan apps below. You can get an instant loan from any of these according to your loan amount.
What are instant loan apps?
Online Loan Dene Wala Apps are the applications that provide loans through mobile in a short time with very few documents . Instant Loan Apps are used when we need some money immediately. The special thing about the best loan giving apps is that we get all types of loans from them sitting at home and the loan amount is deposited in our bank account in a few minutes.
The interest rates of almost all the Loan Dene Wala Apps are also low and since the entire process is online, we do not have to go anywhere. There are many such apps in India that provide us loans. Nowadays, apps that provide instant loans from home are becoming very popular among young professionals.
Which app gives instant loans in India?
Here we are going to give you the top list of the best apps to get a loan in India. All the online loan apps in the list below provide you instant loans even if you have a low credit score and without any paperwork:
- Paytm Personal Loan App – Up to ₹3 Lakh
- Navi Instant Loan App- Get fast loans up to ₹20 lakh
- MoneyTap Personal Loan App – Up to ₹5 Lakh (Direct Bank Transfer)
- PayMe India- Rs 500 Loan App
- Home Credit New Loan App – Loan from Rs. 10 thousand to 5 lakh (Only 2 documents required)
- IndiaLends – Up to ₹25 lakh at 10.25% interest
- Slice Card Instant Loan App – ₹2,000 to ₹5 Lakh (Credit Limit + 2% Cashback)
- ZapMoney – ₹1000 to ₹100000
- Moneyview Instant Loan – ₹5,000 to ₹5 Lakh (Interest rate starts at 1.33% per month)
- StashFin Personal Loan App – Get fast loans at 0% interest rate
- Google Pay Instant Approval Loan – Loan up to Rs 2 Lakh, starting at 10% interest rate
To get an online loan from them, you have to install their official loan app on your mobile and create your account on it. Then you can easily get a loan from them sitting at home through your PAN and Aadhaar card.
Best Loan App 2025, Get Instant Personal Loan up to ₹500000 Directly into Bank Account
Now we are going to provide you information about some of the best instant loan apps. You can get all types of loans in a very short time from these loan apps and along with this we have also shared with you the loan offer link of these best loan apps.
- Navi Loan Application ( Apply for a loan on Navi )
- SlicePay Card
- InCred Finance
- Paytm Personal Loan App
- Home Credit – Min. 10K, Max. 10L Rupees
- ZestMoney
- PayMe – Min. 500 Rs Loan
- MobiKwik Zip Loan
- RapidRupee
- Kotak Mahindra Personal Loan
- Stashfin Instant Loans
- MoneyTap Loan 2.0 – Up to ₹5 Lakh Instant Loan
- CASHe Instant Loan (Preapproved)
- Google Pay Instant Personal Loans
- Rupeelend
From this list, you can choose any loan app to take a loan as per your convenience. So let’s see the trusted list of the best loan giving apps registered by RBI.
1. Navi Loan App (Navi) – Best Instant Loan App
Navi Loan app provides the fastest loan based on credit score. Only Aadhar card and PAN card are required to take a loan in this. If your credit score is 650 or more, then you are eligible to take a loan through this app. Another special thing about this personal loan app is that a salary slip is not required to take a loan.
The interest rates of Navi app start from 9.9% and the entire loan process is online. We can get the loan within 3 to 72 months. Once the documents are verified, the loan amount is immediately deposited in our bank account.
Let me tell you that Navi is a new loan application, but despite this Navi remains the highest loan giving app in India. It is also quite trusted because the owner of Navi app is Sachin Bansal , he is the one who has made Flipkart the first choice of crores of people.
| Loan Application Rating | 4.4+ star ratings |
| Minimum loan amount | 10000 rupees |
| Maximum loan amount | INR 20,00,000 |
| interest rate | from 9.9% to 36% |
| Age of applicant | Between 18 and 65 years |
| Types of loans available | You can take a personal and a home loan. |
| You can take a personal and home loan. | 3 months to 72 months |
| loan sanction system | There will be video KYC (with Aadhaar, selfie and PAN) |
For what purposes can I apply for a loan on Navi?
On the Navi Loan app, you can apply for an instant loan for more than 10 purposes on its app itself, including home loan up to Rs 20 lakh. Apart from this, you can get a loan for these works.
- Car Loan
- Personal Loan
- For Bike
- New Mobile Loan
- Laptop Loan
- Loan for marriage
- for emergency work
- Travel Loan
- Second Hand Car & Bike Loan
Try Navi Loans App : You can install it from the official Google Play Store and Apple iOS Store. Direct loan apply link is in the button below.
Get a personal loan of ₹20 lakh without showing income proof on the best app for Navi loan, that too at the fastest rate. Know what the Navi app and how to take a loan from it .
2. RapidRupee – India’s New Personal Loan App
This app is specially designed for young professionals. This is one of the newest loan apps in India, because in this app you can take a loan of Rs 1000 to Rs 5 lakh in just a few minutes. To take a loan on this app, you must be at least 18 years of age.
The entire process of taking a loan is done online and only a few documents are required. Anyone earning at least Rs 10,000 per month can apply for a loan on this app.
Once the loan application is approved, the loan amount is deposited in your bank account within a few minutes. It has become the most preferred app for taking loans among the youth today.
RapidRupee Loan Application Details
| Loan App Rating | 4+ star ratings |
| Minimum Loan Amount | 500 rupees |
| Maximum loan amount | 20000 Rupees |
| interest rate | From 12% to 36% |
| Age of applicant | Age from 18 years to 50 years |
| Who can take a loan | Student, Male, Female |
| Required Documents | Selfie Photo, PAN Card (Identity), Aadhar Card (Address) |
For your satisfaction, you can check your Monthly Installment by entering loan amount, interest rate, loan tenure with the help of Personal EMI Calculator.
RapidRupee Instant Loan App: Install from Google Play Store (for Android)
For what purposes does the RapidRupee app provide loans?
- For Travel
- Shopping Purpose
- Wedding
- Emergency Loan
- Small Loan
- for home renovation
- the salary is low then
- chances and opportunities
- Education Loan
For more information on how much loan to take and in which situation, know the complete process of applying for instant loan on RapidRupee App .
3. Slice Card New Loan App (100% Fast Approval Loan App)
SlicePay app is made for those people who are currently studying in college and who need some pocket money. This is a new app that provides us loans in very easy installments. The specialty of the app is that on creating an account on this app, we also get a bonus of Rs 300.
There is no need of any credit score in this app to take a loan and its biggest advantage is that we do not have to pay any interest in this app. Interest has to be paid only when our monthly installment is missed. Available with many features, this app is spreading its wings rapidly.
You should also know that one of my friends needed Rs 2500 so he registered on Slice App and immediately applied for a loan and got Rs 2,500 in just 4 hours. He told me about this online Slice Bank Se Loan Dene Wala App.
Slice Personal Loan App Details
| Loan Apps Rating | 4.3+ star ratings |
| Minimum credit amount | Rs 2,000 |
| Maximum credit amount | 5 Lakh Rs. |
| rate of interest | 12% to 15% annual interest |
| Age of the applicant | Above 18 years |
| Cashback on payments | Guaranteed 2% cashback (on every transaction) |
| Annual and joining fees | Not even Rs 1 (Lifetime Free Card) |
| Hidden charges/fees | Absolutely none (0% Hidden Charges) |
SlicePay New Loan App:- Install from Google Play | For Apple iPhone
Slice Card Refer Code :-WOLF321216(for increasing credit limit and lower interest)
When and why should you take a loan on Slice Pay App?
- Emergency
- Stationery & Studies (in case of emergency)
- for urgent need
- Medical & Treatment
At present, this loan lending app has become quite trusted. Because there will be no annual and hidden fees on the loan of Slice App. Know what is the Slice Credit Card and how to apply for it.